H.—33.

10

The amount of the minimum surrender (exclusive of bonus additions) which will be allowed for each £100 of assurance for various ages at entry, and for different durations of policies, will be seen from an inspection of the following tables : —

TJndee Table A. Bj even annual premiums over the whole term of life.

Examples.—Thus a person aged 40 who assures for £100 at the annual premium of £3 4s. sd. may at the expiration of 3 years surrender his policy for a payment of £4 os. 2d., being 41J per cent, of the total premiums paid. A person aged 50 who has been assured for 10 years would receive £20 9s. 2d., being 4o| per cent, of the premiums paid ; at the end of 20 years the same person would receive £41 10s. 2d., or 46'2 per cent, of the premiums paid, iu addition to which he would be entitled to the cash value of any bonuses which may have been declared.

Example.—A person aged 40 who assures for £100 under Table 810 at the annual premium of £6 9s. Id. may at the expiration of 20 years surrender his policy for a payment of £53 15s. lid , being 80 per cent of the total premiums paid, and would also receive in addition the cash value of his bonuses.

Endowment Assurances, with Participation in the Profits.

A mm: Premium to Secure ■:.>»! iimiil 'remium (cure ■;,v, Birthday. j At Death, or on attaining Age 50. At Death, or on attaining Age 65. At Death, ; or on attaining Age GO. 1 At Death, or on attaining Age 65. Age next Birthday. At Death, or on attaining Age 50. At Death, or on attaining Age 55. At Death, or on attaining Age 60. At Death, or on attaining Age 65. 20 21 22 •a ■=4 2 5 l6 27 2S 2>) 3° 31 32 33 34 3! 36 37 £ s. d2 17 11 3°5 3 3 ° 3 5 9 3 8 10 312 o 3 IS 6 3 '9 1 4 3 2 4 7 7 4 12 4 4 17 9 5 3 7 5 >° 5 5 18 2 669 6 16 8 780 £ s. d. 2 10 4 2122 2 14 1 2162 2 18 5 3 ° 9 3 3 2 3 5 7 3 8 5 3 11 S 3 14 5 3 '7 i° 4 1 S 4 5 9 4 10 4 4 "5 4 5 1 o 5 7 1 £ s. d. 2 5 2 269 2 8 3 2 9 10 2 11 8 2 13 5 2 15 3 2 17 1 2 19 2 3 1 4 3 3 6 3 5" 384 3 11 5 3 14 7 3 17 11 4 1 7 4 5 7 £ s. d. 2 1 10 2 3 1 245 2 5 9 273 288 2 10 2 2 11 8 2 13 3 2 15 o 2 16 8 2 18 6 3°4 3 2 8 3 5 1 3 7 7 3 10 4 3 13 2 3« 39 40 41 4^ 43 44 45 4'' 4; 48 4') 5° 5 1 r53 54 Sj £ s. d. 8 1 3 8 16 10 9 15 4 10 18 4 12 611 14 3 8 16 12 6 20 o 10 £ s- d. 5 !3 n 6 1 7 6 10 2 7 o 2 7 n 8 850 9 o 7 9 19 4 11 22 12 10 7 14 7 3 16 15 11 20 3 10 £ s. d. 4 9 10 4 14 6 4 19 5 5 5 3 5 II 6 5 18 6 663 6 14 11 7 4 11 7 16 3 8 9 7 9S 2 10 3 7 11 6 6 12 15 4 14 12 10 17 2 11 20 12 1 £s. d. 3 16 2 3 19 6 4210 469 4 10 11 4 15 5 502 5 5 4 5 " 1 5 17 3 645 612 2 709 7 10 11 829 8 17 2 9 «4 4 10 14 4

Minimum Sueebsdee Values a' THE END Age at Sntry. 3 Years. 4 Years. 5 Years. 6 Years. 7 Years. 8 Years. 9 Years. 10 Years. 15 Years. 20 Years. M 30 31 45 5° 1 16 o 263 2 14 o 3 5 2 402 4 '7 S 5 '7 2 £ ■■ d. 2 8 10 3 2 4 3 i.S 1 4 7 10 5 8 6 6 10 10 7 '7 7 £ ■• i 3 2 7 3 18 9 4 12 9 5 11 2 6 17 8 8 4 10 9 18 7 £ s. d. 3 16 11 4 IS 6 5 12 11 <> IS 4 8 7 4 9 19 6 1200 £ s. d. 4 11 11 5 12 8 6 13 6 805 9 17 3 11 15 1 14 1 10 £ t. d. 5 7 3 610 j 7 14 6 964 11 78 13 « 3 16 4 o £ s- d. 629 788 8 16 1 1 o 13 o 12 18 7 1580 18 6 6 £ •• d. 6 18 8 876 9 18 2 12 04 14 9 n ■7 5 3 20 9 2 £ s. d. 11 4 3 13 8 3 16 o 8 19 3 2 22 16 6 26 16 6 £ s. d 16 1 5 •9 5 < 22 16 2 26 ig ( 3« '3 '' 36 8 ( 41 10 2 31 o 5

Under Table BIO. Under Table J55. 'or the 'hole term of life. Premi payments, iums limited to 10 annual Endowment assurances payable on attaining the age of 55, or sooner in the event of death. Minimum lUIiREN'DER AT.TJES AT THE EKD OP Minimum Surrender Values at 'HE END OF Age at Entry. Age at Entry. 5 Years. 10 Years. 15 Years. 20 Years. 5 l'ears. io Years. 15 Yeara. 20 Yean. 20 IS 3° SB 4° 45 ?° £ s. d. 12 2 2 ■3 '3 5 >5 5 4 17 1 10 '9 S 5 21 9 10 23 16 9 £ s- d. 27 4 9 3° 9 S 34 3 o 38 8 s 43 2 10 48 6 3 53 IS " £ «• <i30 9 t 34 3 ° 38 8 5 43 2 1° 48 6 3 S3 «S " 59 S ■■ £ s. d. 34 3 ° 38 8 5 43 2 10 48 6 3 S3 '5 «> 59 S " 64 15 1 £ s. d. 6 5 11 8 7 9 11 2 5 15 y 10 23 5 3 39 S 9 100 o o £ s- d. 14 2 o 18 J I 24 14 o 34 IS ° 52 7 10 IOO O O £ ,. d 24 9 6 3° '5 8 41 11 6 58 17 4 100 o o £ s. d. 34 '8 7 46 1 10 62 14 4 IOO O O 20 2 5 3° 3S 40 it 5°